7 REASONS WHY EVERY HOMEBUYER NEEDS OWNER’S TITLE INSURNACE

Buying a home is an exciting and emotional time for many people. To help you buy your home with more confidence, make sure you get owner’s title insurance. Here’s why it’s so important for you. #1 Protects Your Largest Investment A home is probably the single largest investment you’ll make in your life. You insure […]

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Understanding the Closing Process

Skilled Professionals Work Behind the Scenes to Make Sure Everything Runs Smoothly By:  Kristi M. Holzimmer, Chief Manager, Central Alabama Title Center, LLC When purchasing a home, there are so many details to take care of that the last thing you need to worry about is a problem with your closing.  Hopefully, you’ve hired skilled […]

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CFPB Releases 89-page Compliance Guide for Integrated Mortgage Disclosures

The Consumer Financial Protection Bureau (CFPB) released an 89-page compliance guide for its regulations to combine federal mortgage disclosure forms required by the Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA). A new five-page Closing Disclosure will replace the HUD-1 and final Truth-in-Lending (TIL) disclosure, while a three-page Loan Estimate will replace the […]

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What Every Realtor Should Know About Title Insurance

MAKE SURE YOUR CLIENTS ARE PROTECTED  By Kristi M. Holzimmer, Chief Manager, Central Alabama Title Center, LLC The process of buying a home is complicated. Consumers can become confused and frustrated with the mounds of paperwork and documents to sign. Fees show up at closing that can sometimes surprise the buyer. Title insurance is one […]

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What a Homeowner Walks Away With

OWNER’S POLICY of TITLE INSURANCE — OPTION OR NECESSITY? By Kristi M. Holzimmer, Chief Manager, Central Alabama Title Center, LLC Title insurance companies have protected the American dream of homeownership for more than a century and the behind-the-scenes work of title insurance agents ensures the quick and secure transfer of land, giving consumers and lenders […]

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Title Insurance Vital to Protecting Home Buyers

For Peace of Mind, Owner’s Title Insurance is the Answer By Kristi M. Holzimmer, Chief Manager, Central Alabama Title Center, LLC Today more than ever, consumers are reminded that in order to have peace of mind, they should purchase an owner’s title insurance policy whenever they buy a home. This is especially true when buying […]

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The Cost of Title Insurance is Worth the Investment

FEWER CLAIMS DO NOT EQUATE WITH A POLICY’S VALUE  By Kristi M. Holzimmer, Chief Manager, Central Alabama Title Center Whenever there’s an article in the news about title insurance, all too frequently there is criticism about the cost.  This perception occurs because there are fewer claims with title insurance compared to other forms of insurance.  […]

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The ALTA Short Form Residential Loan Policy

“Is SHORTer Better?” In my years in the title insurance industry, a general misunderstanding of the ALTA Short Form Residential Loan Policy has been fairly consistent among lenders and processors.  I thought it might be helpful to share some information I recently obtained by participating in a webinar offered by our Underwriter, Fidelity National Title […]

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Jordan Eason Passes Title Insurance Licensing Exam

As many of you might know, the state of Alabama passed legislation just over a year ago that mandates licensing and continuing education requirements for all title agents.  In fact, much like loan originators, all licensed agents are required to include their license number on all correspondence and products issued.  I am pleased to announce […]

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